Nearly half of working-age Americans don’t have a retirement account—even 40% of workers nearing their 60s don’t have any money stored away
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Nearly half of working-age Americans don’t have a retirement account—even 40% of workers nearing their 60s don’t have any money stored away

April 23, 2026
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Around four in 10 U.S. Gen Xers, and even some baby boomers, haven’t saved for retirement—as current retirees who didn’t save enough endure a “nightmare.”

Nearly half of working-age Americans don’t have a retirement account—even 40% of workers nearing their 60s don’t have any money stored away
Fortune
Fortune

Coverage and analysis from United States of America. All insights are generated by our AI narrative analysis engine.

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